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01258 857 101 ian@greenfields.biz
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Professional independent financial management built by recommendation and reputation
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We believe it’s our knowledge, expertise and experience in managing investments and pensions that set us apart.
Equity Release

Equity release allows individuals aged 55 and over to release tax free money from the property they live in. This can be supplied as a cash lump sum or you have the option to draw funds as and when required. There are three ways of releasing equity, Lifetime Mortgages, Home Reversion plans and retirement interest only mortgages.

Many clients now find that releasing some of the wealth from their home can help with many different things such as: home improvements, paying off existing mortgages, clearing debts, helping with their children’s first home and even setting up a regular monthly income.

The whole process behind releasing equity from your estate can seem a complex and daunting task. This is where we can help to make this process as easy as possible.

 

We do this by,

Equity release has made a genuine, positive difference to the lives of thousands of people in the UK.

During our meetings we will discuss all available options to you and explain the benefits and disadvantages of each option. We will discuss the implications of reducing the value of your estate as well as the financial repercussions should you decide to repay your equity release early or service the interest.

Taking out an equity release plan is an important financial decision and isn’t right or suitable for everyone.

Consulting a qualified adviser will help you to explore your options and consider how the different plans available might best meet your requirements, both now and in the future.

At Greenfields we offer expert, impartial, whole of market and award-winning advice on all later life lending options.

The market is regulated by the Financial Conduct Authority. As a member of The Equity Release Council, we recommend the plans that adhere to their code of conduct to ensure clients financial safety and security. These include,

We are a Local, friendly, and knowledgeable advisory firm that are happy to guide you through every stage of the Process.

Being truly independent advisors means that you can be sure that the advice and service you receive is free of bias and is not product or commission led. Instead, we work purely for you and have your best interests at heart.

Home Reversion and Lifetime Mortgages are complex and will be secured against your home. To fully understand the features and associated risks please ask for a personalised illustration.