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Author Archive

Material uncertainty on property valuations set to clear but fund suspensions likely to stay

Posted on September 9th, 2020 by Jack White

The path for suspended UK property funds to reopen has finally cleared with the Royal Institution of Chartered Surveyors (RICS) set to remove guidance on “material uncertainty” in the valuation of their underlying holdings.   The majority of funds across the IA UK Direct Property sector remain suspended after independent valuers instigated Material Uncertainty Clauses […]

FCA Seeking Property Fund Reform?

Posted on August 3rd, 2020 by Jack White

Open ended property funds across the IA Direct Property sector are currently suspended owing to material uncertainty in valuing their assets amid the fallout from the coronavirus pandemic.   However, previous waves of suspensions, notably including the one seen the wake of the 2016 Brexit referendum, were linked to mass redemptions that managers were unable […]

Global Update – Written on 17th April 2020

Posted on April 17th, 2020 by Jack White

The emergency airdrop of fiscal and monetary support provided to fight back in the battle against the coronavirus impact on the global economy continues to prevent further dives in the world markets. In fact, some markets have even rallied over the past weeks with the FTSE 100 recording its best week in 11 years after […]

Property Funds Update – Written on the 14th April 2020

Posted on April 14th, 2020 by Jack White

It is prudent to bring to your attention that all property funds that can be invested in within the UK market have been suspended. The problem is a property-fund-wide issue, but it is important to know that it is NOT related to liquidity concerns, but rather that valuations of assets in the portfolio cannot accurately […]

If you have life insurance, you’re less likely to take out income protection – but do you need both?

Posted on February 6th, 2020 by Jack White

Most of us will take some form of protection insurance out at some point in our lives, to ensure the family finances are secure if a breadwinner becomes too ill to work – or worse. But new research has revealed that those who take out life insurance are less likely to take out different types […]

Long term care planning and the handling of income

Posted on February 4th, 2020 by Jack White

Tony Miles, technical director My Care Consultant Prudential, focusses on how income can affect a person’s care liabilities.   Full Article here – https://professionalparaplanner.co.uk/development/long-term-care-planning-and-the-handling-of-income/ Article originally published by ‘Professional Paraplanner’ regarding the views of Tony Miles, technical director My Care Consultant Prudential. Greenfields Financial Management is not responsible for its content or accuracy and may not […]

Will this decade be more of a whimper than a roar?

Posted on February 3rd, 2020 by Jack White

Martin Gilbert: What investors need to add to their checklists for the next 10 years… Full Article here – https://www.investmentweek.co.uk/4009845/ Article originally published by ‘Investment Week’ regarding the views of Martin Gilbert – vice chairman of Standard Life Aberdeen and chairman of Aberdeen Standard Investments. Greenfields Financial Management is not responsible for its content or accuracy […]

Long term care planning and the protection of capital – Who pays, where and why?

Posted on January 27th, 2020 by Jack White

When planning for long term care, clients need to handle their capital carefully, says Tony Miles, technical director, My Care Consultant, Prudential.   Most people across the UK will pay something towards the cost of any social care needs, should they arise at some point in their lives*, despite repeated consumer surveys suggesting many think […]

Outlook on fixed income: bonds from a strategic viewpoint

Posted on January 17th, 2020 by Jack White

Key Points Bull Lacklustre economic growth means interest rates are unlikely to rise. Demand for shorter-dated bonds to remain robust. Modest but stable economic growth is helpful for corporate bonds. Bear Inflationary pressures could begin to constrain the Federal Reserve from the spring. Default rates in the corporate bond market have edged higher (although they […]

Oil & gas stocks could be worthless within 5 years, says Scottish Mortgage’s Anderson

Posted on January 16th, 2020 by Jack White

Oil & gas stocks could be worthless in as little as five years, according to James Anderson, manager of the Scottish Mortgage Investment Trust, who warns many of the industries and companies that investors are backing to benefit from a ‘value’ resurgence are more likely to be “physically destroyed”…           Full […]