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Archive for January, 2020

What is ESG – and is it here to stay?

Posted on January 31st, 2020 by Robbie Holman

Ben Constable-Maxwell, head of Sustainable and Impact Investing at M&GPrudential looks at the fundamentals of  ESG investing and what it offers investors. Full Article here – https://professionalparaplanner.co.uk/development/what-is-esg-and-is-it-here-to-stay/ Article originally published by ‘Professional Paraplanner’ regarding the views of Ben Constable-Maxwell, head of Sustainable and Impact Investing at M&GPrudential. Greenfields Financial Management is not responsible for its content or accuracy […]

Assessing the market impact of the Wuhan coronavirus

Posted on January 30th, 2020 by Robbie Holman

The outbreak of novel coronavirus in Wuhan, China, and in pockets around the world has garnered significant public concern, and the global financial market is on edge. We have received numerous questions about the potential impact to investors and how the economic effects of the coronavirus might compare to past outbreaks such as the spread […]

Neil Jones: Sibling rivalry – maybe not for IHT

Posted on January 28th, 2020 by Robbie Holman

Inheritance tax (IHT) has always been an emotive subject and the tax system is notorious for being reactive rather than proactive. We have seen it extended in recent years to cover civil partners as well as married couples and furthermore at the end of 2019 when opposite-sex civil partnerships were introduced. We are only a […]

Long term care planning and the protection of capital – Who pays, where and why?

Posted on January 27th, 2020 by Jack White

When planning for long term care, clients need to handle their capital carefully, says Tony Miles, technical director, My Care Consultant, Prudential.   Most people across the UK will pay something towards the cost of any social care needs, should they arise at some point in their lives*, despite repeated consumer surveys suggesting many think […]

Ken McCallum: Amateur Investors Are Making Risky Bets That Could Wipe Them Out

Posted on January 24th, 2020 by Robbie Holman

After years of falling debt yields and new technologies enabling one-click purchases of complex financial products, mom and pop investors around the world are making bets that put them at danger of getting burned. In South Korea regulators are investigating sales of derivative-linked products that caused individuals to lose almost all their invested money. Chinese […]

Libby Holding: Can estate planning help tackle care fees?

Posted on January 23rd, 2020 by Robbie Holman

Against the background of an ageing population – and an increasing awareness of the fact that more people are requiring care – the issue of residential care fees is often at the forefront of clients’ minds. Subsequently, many are understandably concerned that the value of their assets will go towards paying for their care, rather […]

Gareth James: Will Sajid Javid revisit pensions early access?

Posted on January 21st, 2020 by Robbie Holman

Gareth James looks back at the career of Chancellor Sajid Javid and asks if his previous support of early access to pension pots points to future policy… Full Article here: https://www.retirement-planner.co.uk/238644/gareth-james-will-sajid-javid-revisit-pensions-early-access?utm_medium=email&utm_content=&utm_campaign=RP.Weekly.EU.A.U&utm_source=RP.DCM.Editors_Updates&utm_term= Article originally published by ‘Retirement Planner’ regarding the views of Gareth James, head of technical at AJ Bell. Greenfields Financial Management is not responsible for […]

Outlook on fixed income: bonds from a strategic viewpoint

Posted on January 17th, 2020 by Jack White

Key Points Bull Lacklustre economic growth means interest rates are unlikely to rise. Demand for shorter-dated bonds to remain robust. Modest but stable economic growth is helpful for corporate bonds. Bear Inflationary pressures could begin to constrain the Federal Reserve from the spring. Default rates in the corporate bond market have edged higher (although they […]

Oil & gas stocks could be worthless within 5 years, says Scottish Mortgage’s Anderson

Posted on January 16th, 2020 by Jack White

Oil & gas stocks could be worthless in as little as five years, according to James Anderson, manager of the Scottish Mortgage Investment Trust, who warns many of the industries and companies that investors are backing to benefit from a ‘value’ resurgence are more likely to be “physically destroyed”…           Full […]

Outlook for European equities: From a standpoint of ‘style’…

Posted on January 15th, 2020 by Jack White

Bull: Some value stocks trade at levels not seen since the financial crisis Cyclical downturns are being mistaken for a permanent, structural failure A number of European companies offer attractive, well-supported dividend yields Bear: Growth stocks appear vulnerable to disappointment For now, the market remains unswayed by value stocks’ improving earnings Predicting when a style […]